What is subscription credit card processing pricing?
Subscription membership merchant account pricing is a transparent credit card processing price structure where the processor’s markup is applied as a flat monthly fee and per-transaction fee instead of a percentage of sales volume.
Interchange plus Zero
This is what makes the Subscription membership rate structure different than other forms of pricing such as Interchange Plus or Tiered Pricing.
Subscription membership pricing is becoming more popular as businesses try to find ways to cut credit card processing costs.
With the subscription Zero rate pricing model, you get direct access to the wholesale costs from Visa, MasterCard, Discover, and American Express.
The subscription model is the only pricing structure where a processor’s markup is not based on a percentage of sales. This ensures that our monthly fee remains the same regardless of a business’s processing volume.
As a result, it may be the most cost effective option for any business with higher volume or ticket averages.
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As a member, you get direct access to the wholesale rates set by the card brands.
That means you bypass the percentage markups that go to the sales reps and the processor, and those savings go right back into your bank account. At IntraFirst, we protect you from overpaying for credit card processing. Our members accept credit cards with confidence, knowing they’re paying the same rate as their old processor paid...wholesale without the rate mark-up.
Just imagine how it will feel to know that you actually do have the lowest rate in the industry. No more wondering if your merchant services rep got over on you.
You pay a $99 monthly membership subscription fee and $0.10 per transaction, and you get a free card reader terminal, wholesale pricing, no mark-up, no contract, and no hidden fees.
Direct pricing. It really is genius.